Giving your home a makeover?With Maybank Renovation loan you can now afford to give your home the dessigner’s touch.
* Singapore Citizen or Permanent Resident
* Minimum 21 years of age
* Minimum income of S$30,000 p.a. for Main Applicant OR
* Minimum income of S$20,000 p.a. for Main Applicant, subject to a minimum combined income of S$30,000 p.a. with the Joint Applicant
* The Joint Applicant must be the parent, child, spouse or sibling of the Main Applicant

Website : http://info.maybank2u.com.sg/personal/loans/reno_loan.htm#

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1. May bank offer a new renovation loan package for lower income.
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DBS Renovation loans

Low interest at 7.8% p.a. * Get started on your dream home now. Apply for your renovation loan today and enjoy great savings!

What’s more:

• Up to six times your monthly income or $30,000, whichever is lower, to finance your renovation costs.

• If you and your spouse earn a monthly income of at least S$2,500 each, you may apply separately for a higher loan amount of up to $60,000**, with a separate quotation from the contractor and a proof of income.

Basic Requirements:

• To apply for Renovation Loan and DBS Cashline, you need to be a Singaporean or Permanent Resident earning at least S$24,000 p.a. and S$30,000 p.a. respectively.

Effective interest rate at 7.8% p.a., interest rate is subject to change without prior notice.
** Terms & conditions apply.

Visit they at their website

http://www.dbs.com/sg/personal/loans/renovation/

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1. OCBC renovation loan
2. RHB Renovation loan
3. Earnest Interior & Renovation

Renovation Loan packaged with a selection of preferential OCBC Credit Cards and OCBC EasiCredit privileges to offer you up to 10 times your monthly income to meet your needs!

Renovation Loan

Up to S$30,000 or six times your monthly income, whichever is lower

Enjoy attractive interest rates up to five years repayment period, plus

Enjoy complimentary group term life insurance coverage1 up to your loan amount for the entire period of your loan
**Interest Rate ranges from 6.25% p.a. to 10.50% p.a. and subject to change at the Bank’s sole discretion.

Eligibility

To enjoy the benefits of Home Solutions Package, a minimum annual income of S$30,000 is required. For applicants who are interested to apply for Renovation Loan only, the main applicant must earn at least S$24,000 per annum.

Applicants must be a Singapore Citizen or Permanent Resident.

Individuals aged between 21 to 55 years old

Joint applicant must be spouse, child, parent or sibling of the main applicant.

Documents:

Copy of Pink/Blue NRIC (front & back)
Your contractor’s quotation signed by your contractor.
Your income documents:
For salaried employees
- Latest computerised/electronic payslip
- Or last 6 months’ CPF contribution history statement
- Or latest Income Tax Notice of Assessment
- Income Documents are not required if your salary is credited via GIRO to your own singly operated OCBC Account for at least the last 3 consecutive months.
For commission-based earners
- Latest 3 months’ computerised/electronic payslips
- Or last 2 years’ Income Tax Notice of Assessment
For self-employed
- Last 2 years’ Income Tax Notice of Assessment
For joint applications, please attach a copy of the following:
- Marriage certificate (if applicants are spouses)
- Or Birth certificate of both applicants (if applicants are siblings)
- Or Birth certificate of child (if applicants are parent and child)

Check out more detail on the website

http://www.ocbc.com.sg/personal-banking/loans/Lns_Prl_RenovationLoan.shtm

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1. RHB Renovation loan

RHB Renovation Loan

• Low interest rates from 3.88% ^ p.a
• Free insurance coverage of up to $30,000
• Up to 8 times monthly income

Free choice of a deep fryer, Healthy Grill or Mini Fridge

when you sign up for our renovation Loan *

Read more about RHB Renovation loan on their website

http://www.rhbbank.com.sg/P_cb_renovation_loan.htm

Documents required

• Photocopies of NRIC (both sides) / Passport
• Original Quotation (Invoice) from Renovation Contractor
• Income documents:
  • For salaried person:
    Latest original computerized pay slip AND latest original past 6 months’ CPF contribution statement OR
    latest original Income Tax Notice of Assessment
  • For self-employed:
    Latest original past 2 years’ Income Tax Notice of Assessment

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2. Obtaining Approval from HDB ( information datas from HDB website )